July 25, 2021

Do I Need Florida Condo Insurance?

In Florida, condominiums are required to have a master insurance policy that covers repair or replacement to certain common areas such as:

  • roof
  • pool
  • tennis courts
  • landscaping
  • elevators
  • condominium structure
  • clubhouse
  • fitness centers

Some condominium master insurance policies may cover an individual unit's ceiling, bare walls and original flooring. It ...

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Posted in Buyers
July 11, 2021

Impact of 40-Year Mortgages

Did you know that 40-year mortgages are now a thing? Well, they are. Read on to learn more about this new offering.

Conventional loans have no government guarantees or insurance that the lender won't lose money on a mortgage transaction that results in a short sale or ...

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Posted in Buyers
May 23, 2021

Top 6 Reasons Why I Moved To Coral Springs

I've lived in Coral Springs for more than six years, and I can honestly recommend it as a nice place to live for people of all ages. My top six reasons for moving here are:

  1. Newer development than much of Broward County where people first settled closer to the ...
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Posted in Buyers
May 8, 2021

5 Intriguing Things To Do in Coral Springs

Here's my list of five interesting things to do in Coral Springs that might not have occurred to you.

Panthers Ice Den - This is the practice facility for the Florida Panthers professional hockey team. With three ice rinks,  there is plenty of room for everyone and for ...

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Posted in Buyers, Sellers
May 1, 2021

Florida Property Tax Surprise

Many first-time Florida home buyers are shocked when they receive their property tax bill in November of their second calendar year of ownership. Nobody warned them that it might be unexpectedly high. Very high.

Properties in South Florida (not sure about the rest of the state) are appraised every year ...

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Posted in Buyers
April 25, 2021

Broward Homestead Exemptions

Florida residents need to file for homestead. Why? Because it can save you lots of money in property tax. Here are the requirements:

  • Florida resident
  • Owner-occupied property
  • No other homestead property anywhere in the world 
  • File by Jan 1 to qualify for savings that year
  • March 1 filing deadline
  • Obtain ...
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Posted in Buyers
April 11, 2021

South Florida FHA Lending Restrictions

If you're planning on getting an FHA mortgage loan to purchase a South Florida condo, think again. It's probably not going to happen. The FHA has strict guidelines on which condominium complexes can have any more FHA purchase loans. The reasons for the restrictions date back to the ...

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Posted in Buyers
March 21, 2021

Tips For First-Time Homebuyers

Buying your first home can be one of the most exciting and most stressful events in your life. Here are some ways to prepare for your pathway to ownership.

Check Your Credit Report

The very first thing you should do is check your credit report. You can go to https ...

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Posted in Buyers
March 14, 2021

Florida Snowbirds

Snowbird is the term that we give to individuals who flock to Florida in the winter months to escape the cold. Many first-time visitors enjoy the glorious weather so much that they decide to buy a second home here. Some of them even move here permanently. If you're interested ...

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Posted in Buyers, Market Updates
Feb. 25, 2021

South Florida Home Inspections

Home inspections in South Florida may be a little different from what you're used to in your area. Why? Because we have termites and hurricanes.

A typical home inspection covers:

  • Checking out major appliances (refrigerator, washer, dryer, garbage disposal, and dishwasher.)
  • Checking HVAC heating and cooling temps.
  • May involve ...
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Posted in Buyers